One of the easiest ways to put more money in your pocket each payday takes only a few minutes to do.

I am always amazed at how many people get excited about their tax refunds. They cannot wait for their $1000 to $5000 or more to show up and help them pay off some bills.

Did you know you are basically loaning the government money interest free? You don't receive any interest on the money you get back in a refund!

Take your tax refund and divide it by 12. For example $3000/12 = $250. That's roughly the amount of money you could be adding to your monthly paycheck every month.

Why be so stressed out about money when an extra $250 bucks could smooth the ride?

All you need to do is adjust your withholding. In general as a rule for every $500 of money you get back in your tax refund you should add one dependent to your w4 form. The amount of dependents you claim on your w4 form does not need to equal your actual number of dependents.

Add some coin to your paycheck - make the change!